Monday, February 16, 2009

Cheap car insurance

At this time a lot of car theft. therefore many of which offer car insurance. So many insurance so we are confused how to get a cheap car insurance and safe.

Although the cost of car insurance has revealed it is reported, 75% of car owners not to change policy insurance (insurance policy) or at least ask to get the insurance policy is more economical.

How to save cost car insurance?

Compare the policy rate on the web, this process takes approximately 30 minutes approximately. First see the first example the example the price of insurance that operates in the state where you live.

Shopping around every 2 years, insurance companies target range of types of drivers and offers the cheapest rate based on the condition of the owner / driver the car.

You are a prospective payer insurance premium cost, if:

1) You do not have records or delete records in the point of your driver's license.
2) One of the cars pulled out of your policy.
3) Your child is no longer driving your car.
4) Your car is no longer used for long distance.

Policy maximum discount you. Discount can cut half your premium, most insurance companies offer a discount up to 20%. In general, they do not let this point that can lower your premium, but you should be asking, for example:

1) There is a tool, such as anti-thief Alarm, Lo Jack
2) ABS (Anti lock brakes)
3) Low Mileage
4) Air bags
5) Car-pool drivers
6) Non-Smokers
7) Graduates driving school
8) Multiple policy
9) Do not have an accident in 3 years
10) old age drivers who do not drive at day
11) Where is the car indicate that, as between a city that often differ with the other prices are striking.

Ask special discount for the group as a group:

Organization Retirement, Credit Union, Alumni association, the holder of a credit card

Limit unnecessary coverage.

1) elevated deductable from $ 200 to $ 300 can lower your premium as much as 30%
2) Consider the limit for the collision and comprehensive coverage if your car is paid off Pay is paid) or have more than 4 years old, or worth less than $ 4000 .-

Buy a car that is safe and low numbers kecuriannya statistically. If you have a car that is famous and often cause accidents on the very gandrungi car thief, you never need to wonder who will get the premium sky.


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